1. Introduction

1.1 Before accessing this Website, You agree that you have read, understood, and accept the Terms and Conditions (“Terms”) herein as well as our Privacy Policy as they will govern your access and use of the Moneystart Co Llc website (“Website”).

1.2 This Agreement sets out the terms and conditions between:

● YOU AND

● MONEYSTART CO LLC a company duly incorporated under the laws of the United States of America, with company registration number [], and having its principal place of business at 701 TILLERY STREET UNIT 12 2430 AUSTIN, TX 78702 (hereinafter referred to as “Moneystart” which expression shall where the context so admits include its successors in title and assigns);

2. Acceptance

2.1 These Terms govern your use of the services, content, and information provided by Moneystart in respect of this Website. By registering, accessing and/or using the Website, You acknowledge that You are at least 18 years of age or older; you have the capacity to enter into this Terms; You have read, understood, and You agree to be legally bound by the Terms. If You do not agree with the Terms, please do not access, or use the Website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Moneystart’s relationship with You in relation to the Website. This action shall constitute your acceptance of the Terms and shall govern your access and usage of the Website.

2.2 By attempting to access this Website, You agree to comply with and be bound by the terms and conditions governing the Website.

2.3 We amend these terms from time to time. If these Terms have materially changed since you last accessed or used the Website, you acknowledge and agree that your continued access or use of the Website constitutes your acceptance of the changed Terms;

2.4 You also agree to our privacy policy which covers how we collect, use, share and store your personal information.

3. Variation of Terms and Conditions

Please note that we may revise and update these Terms from time to time in our discretion. Your use of this Website is governed by the version of the Terms in effect on the date the Website is accessed by You. We reserve the right to amend, change, vary or alter the Terms at any time with or without notice to You. If You access or use the Website after the amended Terms has been published, You will be deemed to have agreed to the Terms as amended, changed, varied, or altered.

4. Changes to the Website

4.1 We may update and change our Website from time to time to reflect changes to our products, our users’ needs and our business priorities with or without notice to You.

4.2 Our site is made available free of charge. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

5. Access to the Website

5.1 To enable You create a User account on the Website and complete certain transactions, we may require that You provide your financial information and any other information that we may require from time to time (“Personal Information”).

5.2 You shall be solely responsible for maintaining the confidentiality of your profile and password and for restricting access to your computer/mobile device. While Moneystart shall take all reasonable steps to protect your Personal Information, You hereby accept responsibility for any breach, unlawful access, use, compromise, or manipulation of your Personal Information caused by your conduct, inaction, carelessness, inadvertence, or negligence. You are to notify us immediately if You become aware of any disclosure, loss, theft, or unauthorised access or use of your Personal Information.

5.3 We reserve the right to revoke your access to the Website at our sole discretion and without assigning any reason or giving any notice thereto or in accordance with notice periods permitted in law.

5.4 The content on the Website is provided for general information only. It is not intended to amount to advise on which you should rely. You must obtain professional or specialist advise before taking, or refraining from, any action on the basis of the content on our Website. Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

6. Prohibited Uses

6.1 You agree that You shall not do the following:

6.1.1 Use the Website in any manner that could damage or overburden Moneystart’s server, or any network connected to Moneystart’s server, interfere with any other party's use of the platform; or

6.1. Use the Website for any illegal or unlawful or malicious activity, or for activities that will be deemed improper under any applicable law, which includes but is not limited to money laundering, financing of terrorism, fraud, racketeering, amongst others; or

6.1.3 Impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with any person or entity, or use or provide any fraudulent, misleading, or inaccurate information; or

6.1.4 Access or use (or attempt to access or use) another user’s profile without permission or solicit another user’s login information.

6.1.5 To reverse engineer any portion of the Website.

6.1.6 To remove or modify any copyright, trademark, or other proprietary rights notice that appears on any portion of the Website or on any materials printed or copied from the Website.

6.1.7 To record, process, harvest, collect, or mine information about other users.

6.1.8 To otherwise attempt to interfere with the proper working of the Website.

6.2 You agree that we may take civil or criminal actions against You if we have reason to believe that You have used or attempted to use the Website in any manner prohibited above.

7. Communication

You consent to us sending all notifications, notices, records, statements, communications, updates, records, and any other information regarding the Website provided to You (“Correspondence and Communication”) electronically. You also understand that you can remove yourself from these communications by clicking the "Unsubscribe" link in the footer of the actual email.

8. Transmission of Personal Information

8.1 Your use of the Website may involve the transmission of your Personal Information to third party service provider(s). In view of your right to provide consent for the transmission of your personal information, You consent to the transmission of such information.

8.2 The transmission, use and/or analysis of your personal data or information shall be processed by Us in accordance with relevant data protection laws and regulations in force.

9. Copyright, Trademark, and other Intellectual Property Rights

You acknowledge that the Website is protected by applicable copyrights, trademarks, trade secrets, patents, proprietary rights, and other intellectual property laws, and that these rights are valid and protected in all forms, media, and technologies existing now or developed in the future. Accordingly, You may not copy, distribute or modify the Website, including any text, graphics, user interface design or logos, except as explicitly authorised by Us in writing.

You may view and/or print pages from the Website for your own personal use subject to the following restrictions set out below:

● You must not republish material from Moneystart;

● You must not sell, rent or sub-licence any material produced, generated from or owned by Moneystart;

● You must not reproduce, duplicate or copy material from Moneystart; and

● Unless where such content is specifically made for redistribution, You must not redistribute content from Moneystart.

10. Connectivity

You agree that You are responsible for the means You use to access the Website and understand that your hardware, software, the Internet, your telecommunications service provider, and other third parties involved in connecting You to the Website may not perform as intended or desired.

11. Indemnification

You agree that the use of the Website is not a secure method of transmitting information, and that the risk of any loss of information or interception of information by any third party will be borne by You and that Moneystart and its employees and partners shall not be liable for same. Moneystart shall not be liable for any damages or injuries arising out of or in connection with the use of the Website or its non-use including non-availability or failure of performance, loss or corruption of data, loss of or damage to property (including profit and goodwill), work stoppage, or interruption of business, error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure or for any failure to act upon instructions. You will at all times indemnify Moneystart along with their Partners, officers, employees, successors and assigns from and against all actions, proceedings, claims and demands whatsoever for or on account of or in relation to any use of the Website and from and against all damages, costs, charges and expenses in respect thereof.

12. Termination

12.1 You acknowledge and agree that we may restrict, suspend, or terminate the Terms or your access to, and use, of all or any part of the Website, at any time, with or without cause, including but not limited to any breach of the Terms without prior notice to You.

12.2 We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting, publishing, or otherwise making available any user information, emails, or other materials that are believed to violate the Terms.

12.3 Any suspension, termination, or cancellation of the Website shall not affect your obligations to Us under the Terms (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation.

13. Representation and Warranties

You hereby represent and warrant that:

13.1 You have read and understood the Terms;

13.2 You are at least 18 (eighteen) years of age;

13.3 Your Personal Information and any other information given to us is true, accurate, authentic, current, and complete;

13.4 You grant to us the right to use your Personal Information in accordance with the Terms;

13.5 You shall not provide false, inaccurate, illegal or misleading information;

13.6 You agree to comply with and be bound by the Terms governing your use of the Website and You affirm that the Terms are without prejudice to any other right that we may have with respect to your access to the Website under the laws of the State of the Federal Republic of Nigeria. or otherwise;

13.7 You shall not assign or transfer your rights under the Terms to anyone else, without our approval in writing;

13.8 your acceptance and use of Website does not violate any applicable law in the United States of America or any jurisdiction where the User may be accessing the Website from or any contract or obligation to which You are a party or are otherwise bound; and

13.9 that if You are accepting the Terms on behalf of a company, organisation, or other legal entity, that You have their consent or authorisation to do so.

14. Limitation of Liability

Your sole remedy for dissatisfaction with your use of the website is to stop using the website. you agree that under no circumstances will Moneystart be liable for any damages, whether direct, indirect, incidental, consequential, special, punitive or exemplary damages (collectively, the "excluded damages"), arising out of or in any way connected with your use of or inability to use the website, including but not limited to: loss of goodwill, business opportunity, reputation or data; any failure of performance, denial of service, attack, interruption, defect, operator errors, inconvenience or delay in operation or transmission; failure of electronic or mechanical equipment or communications lines (including telephone and the internet); severe or extraordinary weather (including flood, earthquake, or other act of god); fire, war, insurrection, terrorist act, riot, labour dispute and other labour problems, accident, emergency or action of government; or any third party theft of, destruction of, unauthorized access to, alteration or use of your information, equipment or property.

15. Disclaimer of Warranties

You acknowledge and agree that the website is provided on an "as is" and "as available" basis. none of the respective officers, partners, employees or agents of Moneystart guarantee the accuracy, reliability, completeness, or usefulness of any information on the website. We do not warrant that the website will meet your needs or expectations, or be uninterrupted, secure or error free. We have no responsibility for any damage that may be caused to you as a result of using the website. We do not make any representation that access to the services shall be continuous, uninterrupted, timely or error-free.

16. Third Party Service Provider(s)

In order for You to conveniently use the Website, we may utilise the service of third-party service provider(s). Please be aware that Moneystart is neither responsible for the services provided by third party service providers nor are we responsible for the privacy policy or practices of third-party service provider(s). PLEASE NOTE that where You do not accept the terms and conditions of a third-party service provider(s), DO NOT ACCEPT the Terms. We will ensure that any change, variation, or amendments to the terms and conditions of a third-party service provider(s) is promptly communicated to You.

17. Third Party Service Provider(s) Disclaimer

You agree that the Terms governs only the Website provided by Moneystart and not any service(s) provided by third party service provider(s). You agree that Moneystart’s decision to use the service of third-party service provider(s) is not an endorsement of the content or services provided by third party service provider(s). By using the a, You agree to use the services of third-party service provider(s) at your own risk. You agree that we do not control third party service provider(s) and that there is no agency relationship between us and third-party service provider(s). We expressly disclaim any responsibility for any service or information provided by third party service provider(s), and You agree to hold us free from any liability that may arise from service(s) provided by third party service provider(s). Moneystart does not guarantee the accuracy, reliability, completeness, or usefulness of any service(s) provided by third party service provider(s). We do not guarantee that the services provided by third party service provider(s) will be secured, uninterrupted or free from errors. We have no responsibility for any damage that may be caused to You because of using the services of third-party service provider(s). You agree that any claim, controversy, complaint, or dispute arising out of or in connection with the service(s) of a third-party service provider shall be resolved in accordance with the terms and conditions of such third-party service provider.

18. Disclosures

You agree and expressly consent that Moneystart may in its absolute discretion disclose any information in its possession relating to the Website at any time including your User Profile details to any other party or institution under international laws and any other laws to comply with its obligations pertaining to the provision of the services

.

19. Governing Law and Dispute Resolution

19.1 The Terms shall be governed by and construed in accordance with the Laws of the State of the United State of America .

19.2 You agree that any claim, controversy, complaint, or dispute arising out of or in connection with your use of the Website (‘Dispute’) shall be resolved by mutual consultation between You and Moneystart only. It is agreed that any Dispute which cannot be mutually resolved by the Parties shall be resolved by the Federal Arbitration Act (FAA), which is codified in Title 9 of the U.S. Code. Where one party refuses to honor the arbitration agreement, the other party can petition a U.S. district court to compel arbitration. After providing five days' notice, the court will hold a hearing. If the court determines that there is no issue regarding the agreement, it will order the parties to proceed with arbitration. If the arbitration agreement specifies a method for appointing arbitrators, that method should be followed. If no method is provided or if a party fails to appoint an arbitrator, the court can appoint one. Unless the agreement specifies otherwise, a single arbitrator will oversee the arbitration. The resulting arbitral award shall be final and binding and judgment upon such award may be entered in any court having jurisdiction thereof. Notwithstanding the above, You hereby agree that Moneystart reserves the exclusive right, at its option, to institute legal proceedings regarding any Dispute in any court of law in the United States of America.

19.3 You hereby waive to the fullest extent permitted by applicable law, any right You may have to a trial by jury in any legal proceeding directly or indirectly arising out of or relating to your use of the Website.

20. Severability and Miscellaneous Provisions

20.1 If any provision of the Terms is deemed unlawful, void, or for any reason unenforceable, the remaining provisions shall be fully enforced, and the remaining provisions shall remain in full force and effect. The failure of a party to enforce any right or provision of the Terms will not be deemed a waiver of such right or provision.

20.2 You shall comply with all laws, rules and regulations of any governmental authority or agency which govern or apply to the operation and use of the Website.

20.3 Moneystart may assign its rights and obligations under the Terms or any rights hereunder without your consent. The relationship of the parties under the Terms is that of independent contractors, and the Terms will not be construed to imply that either party is the agent, employee, or joint venture of the other.

20.4 If there are other websites, applications and resources linked to the Services, these links are provided only for the convenience of our users. We have no control over the contents of those websites, applications or resources, and therefore cannot accept responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party applications linked to the Services, you do so entirely at your own risk and subject to the Terms and conditions of use for such websites and applications.

21. Contact Us

21.1 All feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: [email protected].

21.2 By sending us any ideas, suggestions, documents or proposals (“Feedback”), you agree that (i) your Feedback does not contain the confidential or proprietary information of third-parties, (ii) we are under no obligation of confidentiality, express or implied, with respect to the Feedback, (iii) we may have something similar to the Feedback already under consideration or in development that is owned by us, and (iv) you grant us an irrevocable, non-exclusive, royalty-free, perpetual, worldwide license to use, modify, prepare derivative works, publish, distribute and sublicense the Feedback, and you irrevocably waive, and cause to be waived, against Moneystart and its users any claims and assertions of any moral rights contained in such Feedback.

AGREE